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Another Top-10 List — Markets With the Greatest Increase in Homeownership Rates in the Past Three Years

Owning a home is not for everyone.  Homeownership requires down payments, maintenance, property taxes and insurance in comparison to just a single monthly check for rent. Given the transaction costs involved, I’ve often stated that a person really needs to remain in that property for at least three years to consider buying, and if less …Read more

Metropolitan Statistical Area & Division Job Growth Rates and Numbers October 2017

Jobs are everything to an economy.  Period. Each month the U.S. Bureau of Labor Statistics (BLS) releases employment data at the Metropolitan Statistical Area (MSA) and Division level in both Seasonally Adjusted Annualized Rates (SAAR) and non-seasonally adjusted formats.  All employment data in this discussion are from the BLS. As I have written in the …Read more

Buying and Selling Homes with Second Mortgages or Loan Modifications: What You Need to Know

You might not realize it yet, but it is becoming more difficult to obtain accurate payoff letters when homes are sold.

Another Top-10 List — Housing Markets That Will Rule 2018

Wayne Gretzky, known as the greatest hockey player of all time, was the only National Hockey League player to ever score 200 points in one season – a feat he accomplished four times.   He attributed his success to, “Skating to where the puck is going to be.”   The same strategy works for real estate – …Read more

November 2017 Job Gain of 228,000 Exceeds Economist Consensus of 200,000 by 9 Percent

The U.S. created 228,000 net new jobs (preliminary) in November 2017 as reported by the U.S. Bureau of Labor Statistics, 9 percent more than the 200,000 consensus among economists according to MarketWatch. The net gain in jobs totaled 2.071 million in the prior 12-months.  Total net job gains in the prior 12-months still significantly trails …Read more

Dr Glenn Mueller’s Q3 2017 Real Estate Cycles Report

This may be the most timely read this quarter regarding Commercial Real Estate — Dr. Glenn Mueller’s Real Estate Cycles Q3 2017 report from Black Creek Group – Black Creek Research.  The report contains a critical mass of valuable data spanning major commercial real estate markets across the country. Dr. Mueller’s analysis of commercial real …Read more

The Closing Room: Collaboration for Innovation

The days of approaching new technology integrations by throwing requirements over the fence to the IT department are long gone. Collaboration is the new standard.

Another Top-10 List — America’s Most (and Least Affordable) Ski Town Housing Markets

As winter sets in many Americans are scheduling their annual ski trips and holidays, many to their own second home or condominium.  Depending on the location, skiing costs and the home prices located nearby range from relatively affordable to outrageously expensive. To identify the most and least housing in ski towns across the country, …Read more

New Home Sales October 2017 – Highest in 10 Years

New homes sales surged in October 2017, rising to an estimated 685,000 dwelling units on a seasonally adjusted annualized rate (SAAR).  This is the most seen since the 711,000 level posted 10 years ago in October 2007.  Sales were up 18.7 percent on a year-over-year basis (SAAR) and up 6.2 percent sequentially from September (with …Read more

eClosing: Is it Safe and Secure?

One of the myths related to eClosing is that it is not safe and secure. There are things the title and mortgage industry can do to mitigate legal and compliance risks on the path to eClosing and eClosing integrations. Even though escrow matters are outside the scope of our underwriter/agency agreement, this blog is intended to provide information for you to consider becoming an eClosings enabled company.

Welcome to Meridian Settlement Concepts...

Meridian Settlement is a full-service real estate title company providing settlement services and title insurance in Maryland, Pennsylvania, D.C., and Virginia with a proven system to reduce your closing costs.

We proudly display the Trusted Provider Seal presented to Meridian Settlement by our underwriter, Stewart Title Guaranty Company. This seal shows you, our client, that we are fully committed to you and to reducing your closing costs because we have gone through what we believe to be the most rigorous vetting process in the industry.  Click the seal to the right to understand the meticulous process that Meridian Settlement goes through on an ongoing basis to be able to display this seal. 

As a full-service real estate title company in Maryland, Pennsylvania, D.C., and Virginia Meridian Settlement can consult with you on any real estate transaction; whether it be commercial or residential, purchase or refinance.

We have over 50 years of combined industry knowledge with real estate settlement attorneys on staff to help you navigate even the most difficult transactions.

We look forward to servicing all of your real estate title and settlement needs.