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Another Top-10 List — Metros with the Greatest Listing Percentage of Mansions-McMansions for Sale

Perhaps the top moniker from the 1980s, 1990s and until the mid-2000s was Big is Better, and that spanned the spectrum from the Supersize French fry and soft drink advertisements to the term McMansions for housing.   A McMansion was loosely defined as mass-built cookie-cutter suburban home of 3,000 square feet or greater, and more often …Read more

Another Top-10 List — States Most (and Least) Impacted by Student Loan Debt

Student debt has both a yin and yang – good and bad side – depending on how much debt there is versus how much the respective earning capacity has been enhanced by the education the debt facilitated.  Should a person borrow money today (college loans, for example) to earn more in the future?  Correspondingly, how …Read more

Another Top-10 List — Best (and Worst) Metros for Dating 2018

Want to know the best places to find the love of your life or perhaps where to avoid the dating deserts out there?    There could not be a more appropriate topic this Valentine’s day than talking about’s ranking of best metros for dating in 2018. To find out where dating satisfaction was the best …Read more

The Road to Digital Closings

Few things in our fast-paced society are as time tested as the real estate closing process - but going “e” makes the relocation process quick and convenient.

2018 & 2019 Refinance and Purchase Lending Forecasts as of January 2018

As we economists say, “forecasting is difficult, especially the future.”   Fortunately, Fannie Mae, Freddie Mac and the MBA update their quarterly and annual forecasts monthly for residential lending volumes –  both refinance and purchase transactions. The forecasts typically span a three-year period, currently from 2017 to 2019.  Freddie Mac did not breakout the quarterly forecast …Read more

An Initial Look – Tax Law Changes and How Corporate America is Dealing

The impact on publicly traded companies of the passage and signing of the Tax Cuts and Jobs Act of 2017 is just now becoming visible as the first Q4 2017 earnings releases are posted on the national newswires.  To provide insight into the impact and response on corporate America, the NYSE summarized the tax implications …Read more

Another Top-10 List — Where Millennials are Buying Homes

Contrary to popular opinion, Millennials are buying homes today and the rate of homeownership among the demographic is going no place but up in the long run as they age.  Since 2016, Millennials have been the top homebuyer demographic cohort in the U.S. according to the National Association of Realtors® (NAR).  In the latter half …Read more

2017 Existing Home Sales Up 1.1 Percent Vs 2016 — Most Sales in Past 11-Years — Median Price Up 5.8 Percent

Existing home sales hit 5.511 million dwelling units for the 12-Months ending December 2017, up 1.1 percent versus a year ago and the most seen in 11 years, according to the National Association of Realtors® (NAR).   December 2017 monthly sales of 437,000 were down 2.3 percent compared to a year ago. Median price for 2017 …Read more

Another Top-10 List — States Most (and Least) Impacted by a Longer-Term Federal Government Shutdown

Good news is that the politically motivated federal government shutdown lasted just three days.  What, however, would be the state-specific impact if a longer-term shutdown were to occur?  Which states are most vulnerable?  The answer depends on what are included. There would be no doubt unequal impact across states.  To address the severity of impact, …Read more

Cryptocurrencies – An Introduction

A “cryptocurrency” is a medium of exchange which exists solely online, in the digital world. In other words, it’s a digital currency; it does not have a physical, tangible existence.

Welcome to Meridian Settlement Concepts...

Meridian Settlement is a full-service real estate title company providing settlement services and title insurance in Maryland, Pennsylvania, D.C., and Virginia with a proven system to reduce your closing costs.

We proudly display the Trusted Provider Seal presented to Meridian Settlement by our underwriter, Stewart Title Guaranty Company. This seal shows you, our client, that we are fully committed to you and to reducing your closing costs because we have gone through what we believe to be the most rigorous vetting process in the industry.  Click the seal to the right to understand the meticulous process that Meridian Settlement goes through on an ongoing basis to be able to display this seal. 

As a full-service real estate title company in Maryland, Pennsylvania, D.C., and Virginia Meridian Settlement can consult with you on any real estate transaction; whether it be commercial or residential, purchase or refinance.

We have over 50 years of combined industry knowledge with real estate settlement attorneys on staff to help you navigate even the most difficult transactions.

We look forward to servicing all of your real estate title and settlement needs.