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In The News

State Employment Changes October 2017

Jobs are everything to an economy.   Period. So goes the number of jobs, so goes (in general) the demand for housing, commercial real estate and the overall performance of the economy.  Naturally other factors such as taxes (or the lack-thereof), location, natural resources and external factors alter all of this, but the ultimate measure is …Read more

October 2017 Existing Home Sales Rebound from Hurricane Slump, Up 2.0 Percent Sequentially from Prior Month, (Seasonally Annualized), But Down 0.9 Percent Year-Over-Year

Existing home sales sprang back in October 2017, rising 2.0 percent (on a seasonally adjusted annualized rate) from the downward trend in September arising from Hurricane Harvey and Irma impacts, but remained off slightly (down 0.9 percent) from a year ago according to the National Association of Realtors® (NAR).  Median price was $247,000 (not seasonally …Read more

Stewart Title Welcomes New Leader in North Bay

Our North Bay team recently welcomed a strong new leader, and we are excited to share the announcement with our extended Stewart community.
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State Business Tax Environment 2018 — Tax Foundation

This annual blog begins as it was ended last year:  Just as words have meaning, taxes have economic ramifications.    Each state varies in one form or another in how they fund state government and also in how much government they fund.  Big government requires big funding, and vice-versa.  As usual, I invoke the TINSTAANREM axiom …Read more

Another Top-10 List — Best (and Worst) States to Live on a Middle Class Income

While the share of middle-class Americans is shrinking (from 55 percent of adults in 2000 to 51 percent in 2014), they still make up the greatest income cohort in the U.S. according to the Pew Research Center.   Pew defined middle class adults as those earning between two-thirds to double the national median of $55,775 as …Read more

Another Top-10 List — Longest and Most Stressful Commute Times

When moving from College Station, Texas, to Houston more than 20 years ago, my primary goal was to live within a 10-minute drive from the office.   At that time in life I figured my Road Therapy had been maxed out.  Fortunately, a home in my price range was located 1.1 miles from work. Unfortunately for …Read more

U.S. Posts Strong 261,000 Net Job Growth in October 2017, Unemployment Rate at 4.1 Percent Lowest Since 2000

Following the net gain of just 18,000 jobs in September (revised upwards from a loss of 33,000), the addition of 261,000 in October was the largest since September 2016.   The gain was likely the first of many, driven by increased employment recovery due to Hurricanes Harvey and Irma.  [See my white paper on the impact …Read more

We’re Moving Your Experience in the Right Direction. Visit us at #NARAnnual.

Join us the 2017 REALTORS® Conference & Expo booth #3511 on November 3 to 6 in Chicago to learn how our exceptional customer experiences help move transactions forward.
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Residential Purchase and Refinance Lending Volume Forecast Update — October 2017

As we economists say, “forecasting is difficult, especially the future.”   Fortunately, Fannie Mae, Freddie Mac and the MBA update their quarterly and annual forecasts monthly for residential lending volumes –  both refinance and purchase transactions.  The forecasts typically span a three-year period, currently from 2016 to 2018.  The lagging year (2016 at this time) often …Read more

Stewart Congratulates “Women Who Mean Business”

Stewart's own Mary Ann Reynolds-Wilkins recognized among 2017 Women Who Mean Business
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Welcome to Meridian Settlement Concepts...

Meridian Settlement is a full-service real estate title company providing settlement services and title insurance in Maryland, Pennsylvania, D.C., and Virginia with a proven system to reduce your closing costs.

We proudly display the Trusted Provider Seal presented to Meridian Settlement by our underwriter, Stewart Title Guaranty Company. This seal shows you, our client, that we are fully committed to you and to reducing your closing costs because we have gone through what we believe to be the most rigorous vetting process in the industry.  Click the seal to the right to understand the meticulous process that Meridian Settlement goes through on an ongoing basis to be able to display this seal. 

As a full-service real estate title company in Maryland, Pennsylvania, D.C., and Virginia Meridian Settlement can consult with you on any real estate transaction; whether it be commercial or residential, purchase or refinance.

We have over 50 years of combined industry knowledge with real estate settlement attorneys on staff to help you navigate even the most difficult transactions.

We look forward to servicing all of your real estate title and settlement needs.